Saturday, February 9, 2019

Tips for Driving Safe in the Rain

Photo by takahiro taguchi on Unsplash

One of the things that drivers detest most besides having to get the best speeding ticket lawyer to help them is adverse weather conditions while they are driving on the road.  When confronted with less than ideal weather conditions and your trip is not absolutely necessary, the safest choice you can make may be to cancel or delay your trip until conditions improve and the roads are safer. When you must drive in less than ideal weather conditions, there are a number of safety measures you should know how to execute. Your goal is to safely arrive at your destination.

Heavy rain is one of the most common adverse weather conditions that drivers face. From torrential downpours that result in flooded streets or heavy rain that blocks visibility, here are a few safety tips for driving in the rain.

Tips For Driving Safely In the Rain

Increase your following distance. 

Wet roads are slick surfaces that require special attention when driving on them. When the road is wet, it will take your vehicle a little bit more time to come to a complete stop. Practice safe driving by putting more distance between you and the vehicle in front of you. The average reaction time for drivers is 3⁄4 of a second. Allow yourself enough time to identify the hazard and a plan of avoidance. In the event a collision occurs because of wet road condition, stay calm. A police report needs to be made.When the storm has calmed, you may need to google for traffic lawyers near me to get a good traffic lawyer to help you.


Reduce your speed.

Speed limits are set for ideal weather conditions, not wet and slippery roadways. Speeding and over-confidence in adverse conditions can lead to accidents, sometimes fatal. If you do get into the inevitable situation of having your driving license suspended due to honest and careless mistakes, worry not and look for suspended license reinstatement ca for assistance.


Brake smoothly. 

You should never slam on the brakes, but this is especially true when driving on wet roads. Apply the brake slowly, smoothly and early. Try to avoid changing lanes abruptly.


Avoid standing water.

At night this can prove to be a bit more challenging to spot standing water clearly. A general rule of thumb is to scan ahead and anticipate where water might be accumulating.


Turn your headlights on
Day or night, keep your headlights on while driving in the rain.

Extra precautions might help ease the anxiety associated with driving in the rain, making it safer for everyone. If a crash does happen, make sure you know the steps to take after a crash.

Sunday, January 6, 2019

No More Credit Cards For Me


I've been living for more than 5 years without using credit cards. I used to say to myself that I must have at least one credit card in case of emergencies. But what happened was the opposite; I used the card for "emergencies" like clothes and shoes that are on sale, items that are on "buy 1 take 1" deals, groceries, and things similar to that. I used to say to myself, "Oh, I can just pay my card when my salary comes." 

But when my salary arrives, other "needs" started pouring in like my daughter needed to buy new shoes for school, the bill for the gas or water had arrived, someone got sick and I need to buy medicines, etc.  As a result, I was not able to pay the credit card in full. I was only able to pay the minimum amount required. So the plan of having a credit card without a balance has turned into having another credit card that would pay for my other bills. 

So the pattern goes on and on, until I finally decided to save enough money to pay one credit card in full which amounted to P21,000 ( around $411). Once I paid in full, I told the bank to close my account permanently. I did the same to the other card after paying it in full. 

Vacations Should Have a Set Budget

So now, my husband and I don't have credit cards with us. We try to set our lifestyles within our budget. For example, if we wanted to have a staycation, we plan and save enough money to pay the vacation in cash. It's actually more worry-free for us because after the vacation, we forget about all the expenses incurred; no bills to haunt us for the rest of the year. 

For simply staycations, for example, on hotels, if you have a $200 budget for it, then you should simply look for hotels that offer $200 or below for a 3-day-2-night stay. Aside from board and lodging, you also have to consider your food and how many people are dining with you (e.g. your kids, relatives, etc.). 

Change Your Credit Card to Debit Cards

A lot of banks nowadays around in the world offer debit credit cards; cards that you need to fund in cash before using. For example, if you only have $200 debit in your card, then you can only use your card until your $200 , nothing more. It's like using cash, but in card form. Hotel reservations online, malls, restaurants, and others already accepts debit cards with Visa/Master card logo for your convenience.  

Shopping Online is Cheaper

Okay, this may be subjective, but in my experience, shopping online is cheaper. When I shop in a mall, I had to walk around, look for a cheap item. But after a few hours, I get hungry as well as my kids so I had to pay extra for food and my kids' playground time. I also had to pay for our transportation expenses. 

That's all I could think of that will help you save for 2019. Do you have any suggestions? List them down on the comments below and let's talk about it. 




Saturday, January 5, 2019

Elevator Shoes : Better Than High-Heeled Shoes



Height is one the best physical assets a person can have. Most people who are taller become basketball players, models, contestants in beauty pageants, security guards, military, and so on.

But what if you’re not blessed with the height that you wanted? Is there still a chance? Most people, especially women, would wear high-heeled shoes, but let's be honest, they're not really comfortable. Thankfully, there is a less painful way to increase your height instantly thanks to elevator shoes!
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